Texas is where the heart and home are.
And if you are trying to find your perfect home, we’re here to help. Whether you're a first-time buyer or searching for your dream lake house, TexasBank Mortgage is here to assist you every step of the way. TexasBank Mortgage has:
- Competitive fixed and variable rates for home purchase, refinance, or construction
- Available for primary residence, second homes, vacation homes, or investment properties
- A wide range of terms customized to your unique situation
- Helpful loan advisors with working knowledge of the local real estate market
- Free prequalification for extra confidence when buying your home
- Quick, local decision-making and processing
- Attentive, friendly service from start to finish
- Variety of financing programs available
Purchasing a home is a significant investment, but you don't have to navigate it alone.
Our dedicated team of Mortgage Lending Officers will work closely with you to find the ideal mortgage solution tailored to your needs.
And if you're looking to refinance your existing mortgage, we've got you covered there too.
Estimate Your Mortgage
Apply for your mortgage online today!
A fixed-rate mortgage features an interest rate that remains the same throughout the life of the loan, which means both your monthly principal and interest payment will be steady and predictable. If you are able to contribute a 20-percent down payment or more, you may be able to avoid the cost of private mortgage insurance.
- Down payments as low as 5%
- Amortization periods: from 10 to 30 years
- Fixed principal and interest payments
- No balloon payment options
- May require private mortgage insurance
FHA loans are federally insured, which may require a smaller down payment and may offer a lower interest rate than a comparable conventional loan. This might be the right loan for you if you are a first-time homebuyer or if you have limited cash for a down payment and closing costs.
- Down payments as low as 3.5%
- Fixed or adjustable interest rate
- Flexible terms up to 30 years
- Requires FHA mortgage insurance
- No balloon payment options
If you have been a member of the U.S. Military, you may qualify for a VA loan to help you purchase a primary residence. VA loans are federally guaranteed, which can make home buying more affordable with a fixed interest rate and payment, no monthly mortgage insurance to pay, and in some cases, no down payment requirement. If you are a veteran, we would also like to say a special "thank you."
- Up to 100% financing for eligible military personnel
- Fixed principal and interest payments
- No balloon payment options
- Flexible terms up to 30 years
- No monthly mortgage insurance required
USDA loans are mortgages backed by the U.S. Department of Agriculture as part of its USDA Rural Development Guaranteed Housing Loan program.
- Up to 100% financing for eligible borrowers
- Fixed principal and interest payments
- No balloon payment options
- Upfront and annual fees apply
- 30-year financing
