Personal Savings Account
- Save for any plan, need, or goal
- Earn competitive interest on entire balance
- Interest credited and compounded quarterly
- Interest credited and compounded quarterly
- No monthly service charge
Kids Savings Account
- Exclusive savings for customers age 18 and under
- Earn competitive interest on entire balance
- No monthly service charge or minimum balance requirements
- High interest rate encouraging young Texans to save
Money Market Account
- Grow your savings with competitive, tiered rates
- The higher your balance, the higher your rate
- Enjoy flexibility with enhanced access to funds, including direct check writing
Investment Fund
- Premier interest-bearing account with tiered rates that maximize returns
- Earn competitive interest on balances over $1,000
- Includes 6 free withdrawals per quarter
Certificates of Deposit (CDs)
- Get a guaranteed return with fixed rates that beat regular savings
- The longer your term, the higher your rate
- Choose from a wide range of terms, from 1 week to 60 months
Health Savings Account (HSA)
- Save for qualified medical expenses with ease
- Take the savings even further with tax advantages
- Unused funds remain in account year after year; no "use it or lose it" policy
Individual Retirement Accounts (IRAs)
- Reach your retirement goals with tax-advantages*
- Earn competitive interest above standard savings rates
- Traditional, Roth IRA, and Coverdell ESA options available
FDIC insured- Backed by the full faith and credit of the U.S. Government
Compare Savings Accounts
| Account | Personal Savings Account | Kids Savings Account | Money Market Account | Investment Fund | Certificates of Deposit (CDs) | Health Savings Account (HSA) | Individual Retirement Accounts (IRAs) |
|---|---|---|---|---|---|---|---|
| Minimum Balance |  |
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$1,000 | $1,000 | $1,000 | |
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| Monthly Service Charge | |
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$10 monthly service charge (No charge if daily minimum balance is met) |
$10 monthly service charge (No charge if daily minimum balance is met) |
|
$5 Quarterly Charge | |
| FDIC Insured |  |
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| Competitive Rates | |
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| Early Access to Funds | |
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| Digital Services Available | |
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| Terms | |
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1 month to 60 months |
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